Delta Lloyd Group has been structured into the following segments: Life Insurance, General Insurance, Asset Management, Bank and Other. The segments deliver their services in the Netherlands according to the multi-brand, multi-channel strategy. This comprises developing and offering services to customers by means of different target group and pricing strategies through intermediaries (Delta Lloyd), bank branches, the internet and the Customer Contact Centre of ABN AMRO Bank (ABN AMRO Verzekeringen) and the internet and other direct distribution channels (primarily OHRA). The segments are described below.

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